Skip to main menu Skip to main content Skip to footer

Insurance and Payment Options

At The Eye Institute of West Florida, we believe that each of our patients from Pinellas County deserves the highest level of personalized eye and vision care, regardless of how much they earn. We understand that some of the services we provide are not covered by insurance, and that our patients may incur some out-of-pocket costs for treatment. To help our patients fit care into their budgets, we offer multiple payment and financing options.

General Information

It is our policy to collect any co-payments at the time of your appointment. We accept payment via cash, check, credit card, and money order.

We offer online bill pay to make our patients’ experience with us as convenient as possible.

Insurance Accepted

Medical insurance providers often require pre-authorization for eye and vision care services. Before your appointment with us, please discuss any pre-authorization requirements with your insurance company.

Accepted Vision Plans for Routine Eye Care:

  • VSP (Vision Service Plan)
  • EYEMED
  • NVA (National Vision Administrators)

Accepted Medical Insurances by Doctor:

  • Medicare
  • Medicaid
  • Medicare Replacement Plans
  • Most Major Insurances

Please call for additional insurance information.

Disclaimer

We will check your vision benefit eligibility and make every attempt to help you understand and make the most of your benefits. It is important to understand that things can change between the eligibility check and the actual payment of the claim. For example, changes in insurance, lapse of time, new benefit years, claims that arrive to the payer after eligibility was checked, and purchases made between checking eligibility and placing an order for glasses or contacts. A quote of benefits is not a guarantee of benefits or payment. Charges not covered by your insurance company or benefit plan, as well as any co-payments, deductibles, and coinsurance amounts, are your responsibility.

Is My Treatment Covered by Insurance?

If your treatment is deemed to be elective (not medically necessary), it may not be covered by insurance. However, it is possible to pay for your out-of-pocket costs with funds from a medical spending account, like an FSA or HSA. We can also help you learn more about medical financing with CareCredit.

The following guidelines help us provide timely and quality care to all patients.

Late Arrival

  • Patients are considered late if they have not arrived within 10 minutes of their scheduled appointment time.
  • Late arrivals may result in rescheduling or a reduced service depending on availability.

Cancellation

  • Appointments must be canceled or rescheduled at least 24 hours in advance.
  • Late cancellations may result in a $35 fee.

Missed Appointment

  • Missing an appointment without prior notice is considered a no-show.
  • No-shows may be charged a $35 fee.
  • If missed appointments persist this may affect future scheduling.

Compassionate Exceptions

  • We understand that life can be unpredictable.
  • If you have an unusual situation, please reach out to our team. We are here to work with you.

Thank you for helping us serve all our patients with care and punctuality.

Medical Financing Options

We accept the CareCredit credit card for out-of-pocket expenses.  If approved, patients can take advantage of promotional financing options with convenient monthly payments.  Explore promotional financing options using the Payment Calculator below.

What Can I Finance?

CareCredit offers financing for all treatments we offer, including:

  • LASIK and Vision Correction Procedures
  • Cataract Surgery
  • Advanced IOLs (Intraocular Lens Implants)
  • Dry Eye Treatments
  • Routine Exams
  • Co-Pays and Uncovered Expenses

Payment Calculator

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.

Paying for Care with FSA, HSA, and HRA Accounts

Patients can use funds from medical spending accounts like FSA (Flexible Spending Account), HSA (Health Savings Account, and HRA (Health Reimbursement Account) to cover the cost of care. These funds are specifically designated for healthcare expenses, and are employer-sponsored and tax-deferred. Funds from medical spending accounts may not carry over to the next calendar year, so it’s wise to use them before you lose them.